From the PR Firm: ProtectMyID.com is Experianâ€™s newly-launched consumer-focused identity theft protection product. Identity theft criminals are becoming increasingly aggressive and sophisticated. In fact, reports of identity theft increased 22% from 2007 to 2008, affecting more than 10 million Americans last year! Everyoneâ€™s aware of the risks associated with identity theft, but not everyone is as informed on how to protect themselves, how to quickly identify fraudulent activities, or even know what to do if their information is in fact stolen.
To best protect its members, ProtectMyID.com provides daily monitoring of membersâ€™ credit reports, looks out for any change of address activities, and sweeps the Internet for any unsecured use of membersâ€™ credit/debit or Social Security numbers. Alerts are provided automatically, giving members an early warning system and more importantly, peace of mind.
My take: If you are reading this review, in all likelihood, you spend a lot of time online like I do. I recently took a vacation and was off line for a week – let me tell you, I felt like I was missing my right arm! And now that we are in the holiday season, I’ll be doing more shopping online than usual. Does that make me nervous with regards to the safety of my credit card? You bet it does – we had our debit card number stolen by a waitress just a few months ago. But what can we, the average consumer do to protect ourselves and our credit that won’t cost an arm and a leg? Well, let me tell you about ProtectMyID.com.
Experian came up with this cool service to help online consumers just like you and me. They provided me with a free one year membership so I could check it out (be sure to check the FAQ section for a detailed list of any questions you might have). Signing up was super easy and protection started immediately. Now every time I log into my account, I see the results from the three sections of my membership (luckily, nothing sinister has happened to me yet but I feel so much more secure knowing I have this in place):
a. Three-Bureau Credit Monitoring. What does credit monitoring have to do with identity theft? It has everything to do with it. If someone tries to open new accounts or lines of credit in your name it will show up on one, if not all of your credit reports. And if it does, weâ€™ll send you an alert.
b. Internet Scan. Weâ€™ll scan every inch of the web, including chat rooms, to make sure no one is using your Social Security number, credit and debit card numbers on the web without your knowledge. Lucky for us that unlike people, numbers donâ€™t lie.
c. Change of Address Monitoring. We also offer Change of Address alerts obtained via the change of address file supplied by the United States Postal ServiceÂ®** or your various creditors, so if someone tries to steal your identity by redirecting your mail to a new address, youâ€™ll know about it right away.
a. Protect Your Cards. Lost Wallet. You are also protected should your credit or debit cards get lost, stolen or misused without your authorization. With Lost Wallet, you can call ProtectMyID.com if your cards are lost or stolen and weâ€™ll help you cancel them. If our product fails, you’ll be reimbursed for any stolen funds that your bank or credit card company is not responsible for.
b. Look After Your Family. ChildSecureSM You canâ€™t always be there to watch your children, but we can. ProtectMyID.com now offers complete identity protection for your children. For a small additional monthly fee, you can help protect all your children from the growing threat of child identity theft.
a. Get Peace of Mind. We’re Here For You If You Need Us. With other companies, you’re on your own if you become a victim of identity theft or credit fraud. Not with ProtectMyID.com. Should you ever need one, weâ€™ll assign you a dedicated Fraud Resolution Agent to act as your advocate and work closely with you and creditors to resolve any fraud issues and reclaim your good name.
b. Rest Easy. With a $1 Million Product Guarantee.In addition to identity theft resolution assistance, ProtectMyID.com is backed by a $1 Million Product Guarantee. If you become a victim of identity theft while enrolled in and using ProtectMyID.com, if our product fails we will reimburse you for certain identity theft expenses such as lost wages, legal fees and stolen funds not reimbursed by your bank or credit cards. Read the full Guarantee.
- 30 Day Free Trial (You will receive a free 30-day trial when you join ProtectMyID.com today. If you don’t cancel your membership within the 30-day trial period, you will be billed $9.95 for each month that you continue your membership.)
- Price: $9.95
- Payment Frequency: Monthly
- Payment Methods: Credit card or debit card.
- Payment Policy: You may cancel your membership at any time.
About ProtectMyID.com: ProtectMyID.com is a leading, full-service provider of identity theft detection, protection and fraud resolution. We are passionate about helping our customers defend against identity theft and shielding them from the hassles and financial loss that can accompany this crime. Our U.S.-based team, which includes experienced Identity Theft Resolution Professionals, is dedicated to providing easy-to-use and convenient products as well as personal service that our customers can rely on. ProtectMyID.com is part of a family of online sites belonging to ConsumerInfo.com, Inc., an Experian company. ConsumerInfo.com, Inc. was founded in 1995 to give consumers quick, easy, and inexpensive access to their credit histories. It is now the leading provider of online consumer identity theft protection, credit monitoring, credit scores and credit reports to millions of U.S. consumers.
About Experian: Experian is the leading global information services company, providing data and analytical tools to clients in more than 65 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to check their credit report and credit score and protect against identity theft. Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended March 31, 2009, was $3.9 billion. Experian employs approximately 15,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; Costa Mesa, California; and SÃ£o Paulo, Brazil. For more information, visit http://www.experianplc.com/.
We have a copy of ProtectMyID for one lucky winner! To enter:
- Just stop by ProtectMeID.com before midnight, Jan 7th and check out the things that thieves can do with your stolen identity.
- Then come back and mention in comments one of them. Thatâ€™s it!
- A random winner will be selected and notified via email shortly thereafter.
- The winner will then have 3 days to claim their prize.
To earn extra entries, you may do one or all of the following. Each one counts as an extra ticket but you must leave a separate comment for each one.
- Subscribe to An Island Lifeâ€™s feed.
- Follow Island Life on Twitter.
- Tweet this giveaway.
- Become a Facebook Fan.
- Place our button in your sidebar.
- Mention this giveaway on your blog with a link back here and to ProtectMyID.com.
This giveaway is open to US addresses. Good luck!
This post was written for ProtectMyID.com by Experian who provided the item (a free one year membership) for review. I was not compensated in any way except for the complimentary product. By entering this giveaway, you are acknowledging that you have read, understood, and agree to our disclosure policy
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